SWIFT Makes Major Confirmation That Gets XRP Army Anticipated and Excited

Ryan Solomon, founder and CEO of Genfinity, released a detailed breakdown of SWIFT’s upcoming blockchain integration, set to go live in November 2025. With SWIFT facilitating over $150 trillion annually in cross-border payments, this marks a pivotal shift in institutional finance.

New Standards Enable Direct Blockchain Compatibility

SWIFT’s 2025 standards upgrade introduces major infrastructure-level changes that accommodate blockchain technology. According to Solomon, the updates include support for blockchain wallet addresses as places of settlement and cash accounts, implementation of crypto-style gas fees, use of trusted oracles for smart contract pricing, and nonce-based tracking for sequencing tokenized transactions.

These changes apply to legacy MT formats and the ISO 20022-based MX formats, ensuring that traditional and modern financial messaging systems align with distributed ledger infrastructure.

XRP’s Increasing Relevance

While multiple networks stand to benefit, Solomon stressed the significance of this development for utility-driven ecosystems, particularly XRP. Ripple’s longstanding vision of using XRP as a bridge asset for compliant cross-border payments aligns with SWIFT’s new direction.

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He described platforms like the XRP Ledger (XRPL) and Hedera as foundational to the new financial infrastructure, noting that they work with governments, banks, and Fortune 500 companies.

The ISO 20022 alignment of platforms within these ecosystems allows them to integrate more easily into updated financial systems. With SWIFT now recognizing blockchain-native constructs and offering fields for token identifiers and CBDC support, networks like XRP are no longer on the periphery of innovation. They are positioned as core elements in global finance.

Institutions are Ready for Adoption

Solomon also noted the broader context of institutional readiness. HederaCon earlier this year featured SWIFT’s Alyssa DiCaprio, who spoke about building digital public infrastructure and reducing financial fragmentation. Her presence and discussions between SWIFT and key blockchain players indicate growing institutional collaboration with distributed ledger platforms.

Solomon also referenced BlackRock’s recent outreach to the SEC to discuss tokenization frameworks, staking, and digital asset products. The scale of institutional engagement is significant, and with over $21 trillion managed through its Aladdin platform, BlackRock’s movement toward tokenized finance reinforces the scope of what SWIFT’s upgrade could unlock.

Real Integration, Not Speculation

The SWIFT MX and MT 2025 documents confirm that blockchain integration is no longer aspirational. Wallet-based settlement, smart contract oracles, token sequencing, and DLT interoperability are being built into the global messaging infrastructure.

For XRP and similarly positioned utility networks, this is not hype—it’s the infrastructure shift they were designed for.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent BitcoinLinux’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. BitcoinLinux is not responsible for any financial losses.


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